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FNLC US Equity
First Bancorp, Inc /ME/
33.52USD▲ 1.67%
Financial Services
Banks - Regional
96)Comparar97)Tesis →
Market Cap
$378M
Shares Outstanding
11M
P/E (TTM)
10.0×
P/FCF (TTM)
10.6×
Revenue (TTM)
$161M
Net Income (TTM)
$38M
FCF (TTM)
$36M
— Annual —FY2025
Revenue
$160M
Net Margin
21.5%
FCF Margin
21.6%
ROE
12.2%
D/E Ratio
0.34
Dividend Yield
4.3%
FCF / Share
3.07
Book Value / Share
25.1
FNLC US Equity
33.52USD▲ 1.67%
Tesis →

First Bancorp, Inc /ME/ (FNLC): análisis fundamental y valoración

First Bancorp, Inc /ME/ cotiza a 33.52 USD y tiene una capitalización bursátil de $378M. En los últimos 12 meses ha facturado $161M con un margen de flujo de caja libre del 21.6%. Cotiza a 10.6 veces su flujo de caja libre (P/FCF) y a un PER de 10.0. Datos fundamentales de la SEC EDGAR con hasta 20 años de histórico, insiders, institucionales y valoración DCF.Más empresas del sector Servicios financieros

Price History
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BolsaNasdaqPaísUnited StatesEmpleados278Beta0.48Web↗ www.thefirst.com

The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company al…

Múltiplos de Valoración
P/E (Annual)
11.0×
P/E (TTM)
10.0×
P/FCF (Annual)
10.9×
P/FCF (TTM)
10.6×
EV/EBITDA
—
EV/Revenue
3.0×
P/Sales
2.4×
P/Book
1.3×
Rentabilidad (Último Anual)
Gross Margin
—
Operating Margin
—
Net Margin
21.5%
FCF Margin
21.6%
ROE
12.2%
ROCE
—
ROA
1.1%
Effective Tax Rate
18.0%
Métricas TTM
Revenue TTM
$161M
Gross Profit TTM
—
Operating Income TTM
—
Net Income TTM
$38M
FCF TTM
$36M
EPS TTM
3.37
Quarters Used
4
TTM Period
2025-09-30 → 2026-06-30
Solidez del Balance
Net Debt
$96M
Net Debt / EBITDA
—
Debt / Equity
0.34
Current Ratio
—
Interest Coverage
—
Working Capital
—
Book Value / Share
25.1
Net Debt / Share
8.46
Crecimiento (YoY)
Revenue YoY
+7.7%
Net Income YoY
+27.2%
FCF YoY
+40.8%
EPS Diluted YoY
+26.3%
Retorno al Accionista
Dividend Yield
4.3%
Payout Ratio
47.5%
FCF / Share
3.07
CapEx % Revenue
2.0%
Rev / Employee
576,514
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vs Sector: Financial Services (1099 empresas)
MétricaFNLCMediana SectorΔ
Gross Margin—51.3%—
Operating Margin—4.9%—
Net Margin21.5%16.8%+4.7%
FCF Margin21.6%20.6%+1.0%
ROE12.2%9.3%+2.8%
ROA1.1%1.1%-0.0%
Current Ratio—1.19—
Debt / Equity0.340.37-0.03
Scoring Fundamental
Capital Allocation
4/ 8Moderada
✓FCF+Free cash flow positivo
✓FCFmMargen FCF > 10%
✓DilucSin dilución significativa (< 2%/año en 3 años)
✓Rev↑Revenue CAGR 3 años > 5%
✗ROCERetorno sobre capital empleado > 10%
✗DeudaDeuda neta/EBITDA < 3× (o posición de caja neta)
✗Mg↑Margen operativo ≥ hace 2-3 años (tolerancia -2pp)
✗Inv.R&D + Capex > 3% de revenue (reinversión en el negocio)