Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities …
| Periodo | 2026-11 | 2026-05 | 2026-03 | 2025-11 |
|---|---|---|---|---|
| Real | — | $1335.65 | $1470.00 | $1458.00 |
| Estimado | $1420.40 | $1226.71 | $1609.42 | $1571.18 |
| Sorpresa | — | +8.9% | -8.7% | -7.2% |
| Métrica | KSPI | Mediana Sector | Δ |
|---|---|---|---|
| Gross Margin | 70.9% | 46.9% | +24.0% |
| Operating Margin | — | -1.0% | — |
| Net Margin | 26.5% | -1.8% | +28.3% |
| FCF Margin | 12.1% | 5.3% | +6.8% |
| ROE | 43.1% | 0.4% | +42.6% |
| ROA | 9.7% | -1.8% | +11.5% |
| Current Ratio | — | 1.79 | — |
| Debt / Equity | — | 0.24 | — |
| Tendencia (Piotroski) | FY25 | FY24 |
|---|---|---|
| ✓Rentabilidad sobre activos positiva | 9.7% | — |
| ✓Flujo de caja operativo positivo | KZT 673.6B | KZT 581.9B |
| ✗Rentabilidad sobre activos al alza | 9.7% | 12.4% |
| ✗Caja operativa/activos supera al ROA | 6.1% | ROA 9.7% |
| –Menos deuda a largo plazo | — | — |
| ✗Mejor liquidez (ratio corriente) | — | — |
| ✗Sin aumentar el nº de acciones | 192M | 191M |
| ✗Margen bruto al alza | 70.9% | 88.0% |
| ✓Rotación de activos al alza | 0.37 | 0.30 |
| Calidad del negocio | FY25 |
|---|---|
| ✓Margen FCF > 10 % | 12.1% |
| ✓Ventas > 5 %/año (3 años) | 47.1% |
| ✓Reinversión (I+D + capex) > 3 % de ventas | 9.7% |
Joint Stock Co Kaspi.kz cotiza a 93.18 USD y tiene una capitalización bursátil de $17.7B. Datos fundamentales de la SEC EDGAR con hasta 20 años de histórico, insiders, institucionales y valoración DCF.Más empresas del sector Tecnología